Dental Insurance & Financing Options at Family Dentistry of Crystal Lake
At Family Dentistry of Crystal Lake, we make it easier to use your dental insurance benefits. We are in network with many leading dental insurance providers and help patients verify their benefits, understand their coverage, and navigate the claims process with confidence.
Dental Insurance Providers We Are In Network With
Browse the dental insurance providers and plans we work with at Family Dentistry of Crystal Lake.
Insurance acceptance, eligibility, network participation, covered services, and benefit amounts may vary depending on your specific plan, employer group, network, individual policy, and treating provider. Please call (815) 444-6444 so our team can help verify your individual benefits before treatment. Verification or an estimate of benefits is not a guarantee of coverage or payment.
Unlock Your Perfect Smile: Family Dentistry of Crystal Lake Brings It Within Reach
At Family Dentistry of Crystal Lake, we are committed to ensuring that no smile goes untreated due to financial constraints. We take pride in providing affordable dental treatment options that align with your budgetary needs. Your personalized treatment plan will include a transparent breakdown of all applicable fees, and we will communicate all costs to you before proceeding with any treatment.
We are in network with many major dental insurance providers, including Guardian Dental and Humana Dental. Our dedicated financial team will help verify your benefits and submit insurance claims on your behalf. Because network participation and coverage can vary by plan, employer group, and provider, we recommend contacting our office before treatment to confirm your specific benefits. Patients remain responsible for any balances not covered by their insurance plan.
Flexible Financing Options with Cherry
At Family Dentistry of Crystal Lake, we understand that budgeting for dental care isn’t always easy. That’s why we offer convenient financing options including Cherry, a patient-focused payment solution that makes it easier to say yes to the treatment you need, when you need it.
What is Cherry?
Cherry allows you to split your treatment costs into easy monthly payments with some plans offering 0% APR financing. Approval takes only seconds, and there’s no hard credit check to apply. Choose the plan that fits your budget and get started on your dental care without delay.
Key Benefits of Cherry Financing:
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Apply in seconds right from your phone, no paperwork required
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Qualify for 0% APR plans (subject to approval)
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Choose from 3, 6, 9, 12, 18 or 24-month payment plans
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No hidden fees or surprises
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No impact to your credit score to apply
In addition to Cherry, we also accept Visa, MasterCard, Discover, and American Express. For those who prefer to pay upfront, we offer discounts for payment at the time of service or prepayment of treatment plans.
If you’d like to review your financing options or get help applying with Cherry, give us a call at (815) 444 – 6444 or speak to a member of our front desk team during your visit. We’re here to make your care affordable and stress-free.
Learn More About Accepted Insurances
at Family Dentistry of Crystal Lake
Who Files the Insurance Claims?
We are in network with many PPO dental insurance plans and help patients make the most of their available benefits. Our team can verify your coverage and file insurance claims on your behalf, helping make the process as convenient as possible. For added convenience, we also provide flexible financing options through trusted programs like Cherry, making it easier to manage the cost of dental treatments with confidence and ease.
Do You Accept Dental Insurance?
Family Dentistry of Crystal Lake gladly accepts most dental insurance plans and is considered in-network with most PPO insurance plans. We are dedicated to helping our patients make the most of their insurance coverage and get the treatment they deserve. Additionally, we offer flexible financing solutions to make dental care more affordable and accessible.
What Payment Options Do You Offer?
We accept payment for the portion of costs not covered by dental insurance in the form of cash, personal check, and credit card, such as Visa, Mastercard, Discover, and American Express.
What dental insurance plans do you accept?
Family Dentistry of Crystal Lake is in network with the vast majority of major dental insurance plans, including Guardian Dental, Humana Dental, Aetna Dental, Cigna Healthcare, MetLife, and many others. Because network participation can vary by specific plan, employer group, and treating provider, we recommend calling our office at (815) 444-6444 so our team can verify your benefits and confirm your in-network coverage before treatment.
Insurance Coverage Disclaimer
As a courtesy, our team will help estimate your insurance benefits and assist with filing claims. Insurance plans vary widely, and coverage depends on your specific policy.
We encourage all patients to contact their insurance carrier directly to verify that our office and providers are considered in-network, if applicable, and to confirm coverage, limitations, exclusions, deductibles, waiting periods, and out-of-pocket costs before treatment.
Any information provided by our office regarding insurance benefits is an estimate only and is not a guarantee of payment. Patients are ultimately responsible for understanding their insurance benefits and for any portion of treatment not covered by their insurance plan.
For insurance verification purposes, our Federal Tax Identification Number (TIN) is 92-0628388.